Have you got home insurance?

With the colder weather on the way, now is a great time to think about home contents insurance if you haven’t got any in place already.

During the winter, we often see a rise in incidents like burst pipes which can ruin furniture, carpets, flooring, electrical equipment, clothes and more, leaving you with huge expenses to replace or repair anything that gets damaged or destroyed.

As your landlord, all our homes are covered by buildings insurance and we’re responsible for damage to the structure and fixtures and fittings (unless you’re a leaseholder where you should have your own buildings insurance in place). However, this doesn’t cover damage to anything inside your home, however this is caused - for example, damage from a burst pipe or a fire.

My Home contents insurance, created by Thistle Tenant Risks, the National Housing Federation and Great Lakes Insurance UK Limited, has been specially designed for housing association customers, helping you to make sure you’re covered if you need to replace anything should your possessions get damaged or stolen. Even if you take every step possible to stay safe, there’s still a risk that you can be affected by something outside of your control, no matter where you live.

Contents insurance can be tailored precisely for your needs, and can be used to cover things like carpets, curtains, clothes, bedding, electrical items, jewellery, pictures and ornaments – all of which can be costly or difficult to replace.

Take a look at www.thistlemyhome.co.uk for more information.

Other contents insurance providers are available. You should always shop around for the best deal that suits you.